Hoje foi anunciado que o principal órgão regulador do mercado financeiro de Nova York acusou o banco britânico Standard Chartered de administrar de forma inidônia, de ser um "banco pária" (rogue bank). Standard Chartered é acusado de ocultar na sua contabilidade mais de US$ 250 bilhões em transações irregulares com o Irã. O Banco nega, mas caso seja verdade o envolvimento do banco com o Irã, um estado que financia o terrorismo, pode deixar no chão o relacionamento que foi descrito aqui anteriormente entre o HSBC e o terrorismo e os chefões das drogas. Além do Irã, há indícios de relacionamento criminoso entre o Standard Chartered e Líbia, Burma e Sudão.
Vejam o texto da BBC.
Standard Chartered bank 'in $250bn scheme with Iran'The New York State Department of Financial Services said that the bank hid 60,000 secret transactions for "Iranian financial institutions" that were subject to US economic sanctions.
It labelled UK-based Standard Chartered a "rogue institution".
The bank has been threatened with having its US banking licence revoked.
The allegations are far larger than those involving HSBC, which was recently accused by the US Senate of failing to prevent money laundering from countries around the world including Mexico and Iran. It has set aside $700m to deal with any fines and penalties arising from those allegations.
The bank is ordered to appear before the regulator soon to "explain these apparent violations of law" from 2001 to 2010.
The regulator also said that it would hold a formal hearing over the "assessment of monetary penalties".
"If the allegations are proven true, it does show there was a systematic policy in place to strip these wires of the necessary information," Farhad Alavi, a lawyer at BHFA Law Group in Washington DC, told the BBC.
"Because the transactions have to pass through the US [because they are in US dollars] this is one area where the US can exert its power."
Other schemes found
The regulator also said it had uncovered evidence with respect to what are apparently similar schemes to conduct business with other countries under sanctions - Libya, Burma and Sudan.
"SCB's actions left the US financial system vulnerable to terrorists, weapons dealers, drug kingpins and corrupt regimes, and deprived law enforcement investigators of crucial information used to track all manner of criminal activity," it said.
The bank was also accused of falsifying SWIFT wire payment directions by stripping the message of unwanted data that showed the clients were Iranian, replacing it with false entries.
Senior management were also said to have codified their illegal procedures in formal operating manuals, including one labelled "Quality Operating Procedure Iranian Bank Processing".
"It provided step-by-step wire stripping instructions for any payment messages containing information that would identify Iranian clients," the complaint said.
In numerous emails going back as far as 1995, the bank's lawyers advised on ways to go about circumventing US sanctions.
In March 2001, Standard Chartered's legal advisor counselled that "our payment instructions [for Iranian clients] should not identify the client or the purpose of the payment".
By 2006, there were concerns raised about the bank's conduct in its New York branch.
The chief executive for the Americas sent an email to London saying the programme needs to "evaluate if its returns and strategic benefits are... still commensurate with the potential to cause very serious or even catastrophic reputational damage to the group".
But those warnings were ignored by senior management in London in what the regulator called a "staggering cover-up".
'Obvious contempt' Iran has been subject to US economic sanctions since 1979, and the laws were toughened by Executive Orders signed by President Bill Clinton in 1995 over US dollar transactions with Iran.
The US-dollar transactions in question originated and terminated in European banks in the UK and the Middle East, and were cleared through its New York branch, the complaint said.
Among the violations of the law, the bank is accused of:
- falsifying business records
- failing to maintain accurate books and records
- failing to report misconduct to the regulator in a timely manner
- evading Federal sanctions
"Who are you [Americans] to tell us, the rest of the world, that we're not going to deal with Iranians," the complaint quotes the director as saying.
Standard Chartered said: "The group is conducting a review of its historical US sanctions compliance and is discussing that review with US enforcement agencies and regulators.
"The group cannot predict when this review and these discussions will be completed or what the outcome will be."
The US Treasury, which implements the sanctions, said that it "treats sanctions violations extremely seriously".